Im on the side of operator error. No matter what the activity you should not assume safety because someone else built it and sold it. If you don’t take the time to assess and accept the risks, then you shouldn’t do it. Unfortunately a child doesn’t have life experience to make their own wise decisions. Just the other day i took my son to a waterslide park. The slides were leaking like a shower, structure was made of wood. Rotted, split and rusty bolts. Im sure someone signed off on it. But my son and I both agreed its just a matter of time before this collapses. So we left. It may go years before it does, but it wont be with my family. Obviously in this case , the operator just assumed it was safe with his limited driving skills and unfortunately the kid paid the ultimate price. I have owned more OB ski boats and have swamped all them at some point other than my 2017 MC. I have no concern running it with my bow full of kids when conditions are there. But Im not a dummy and guess thats rare now days.