Baller RazorRoss3 Posted April 9, 2014 Baller Share Posted April 9, 2014 I have just become the owner of my first boat, a 2009 red Mastercraft 197, and was wondering what insurance company was favored by the Ball Of Spray community as far as cost and coverage. Link to comment Share on other sites More sharing options...
Baller Bulldog Posted April 9, 2014 Baller Share Posted April 9, 2014 @RazorRoss3 congratulations!!! Up here in Canada I pay about $475 annually for full coverage including replacement coverage. "Do Better..." Link to comment Share on other sites More sharing options...
Baller oldjeep Posted April 9, 2014 Baller Share Posted April 9, 2014 State farm 60k in agreed value and 300k liability. ($483 after all the multi-policy discounts) Link to comment Share on other sites More sharing options...
Baller 6balls Posted April 10, 2014 Baller Share Posted April 10, 2014 State farm as they have my home, auto, boat etc. Get the group discounts and the agent is a local guy who provides good service. @razorross3 might want to get the old expedition in your name so you can insure it...even if on liability insurance only...to get multi-policy discount. Link to comment Share on other sites More sharing options...
Baller_ RichardDoane Posted April 10, 2014 Baller_ Share Posted April 10, 2014 Global Marine because they really understand the promotional demonstrator usage, easy/convenient but not the cheapest, definitely bump the liability to $1M because it doesn't cost much more Link to comment Share on other sites More sharing options...
Baller Deanoski Posted April 10, 2014 Baller Share Posted April 10, 2014 ski safe they can get you insurance doc for private site very quickly 1 day usually. handy for getting on different sites Link to comment Share on other sites More sharing options...
Baller Waternut Posted April 10, 2014 Baller Share Posted April 10, 2014 I use progressive and pay about $300 a year and insure my boat for $20k. Thankfully haven't had to make a claim though. I have everything else through state farm but state farm would only insure my boat for the actual value which is about 5-10 times less than what I have into it after a lot of custom mods. I needed something that would insure my boat for what I'd be willing to settle for if my boat got destroyed. Link to comment Share on other sites More sharing options...
Baller_ Wish Posted April 10, 2014 Baller_ Share Posted April 10, 2014 +1 Progressive and about the same price. Made one big claim. Was 100% taken care of without issue, hassle, or increase in premium. Purchased a newer boat and rate went down. Can't imagine a better insurance. Link to comment Share on other sites More sharing options...
Baller roda Posted April 10, 2014 Baller Share Posted April 10, 2014 +1 for Progressive also. Neighbors 197 slung a prop blade after hitting a turtle in the course and Progressive gave him more than it cost him to repair the hull damage. When renewal time came up for my 197 I switched from Ski-Safe and saved over $100/yr. Link to comment Share on other sites More sharing options...
kreipe Posted April 10, 2014 Share Posted April 10, 2014 Allstate - where I have rest of coverage types. Based loosely on numbers I'm seeing here, doesn't seem out of line. Link to comment Share on other sites More sharing options...
Baller MattP Posted April 10, 2014 Baller Share Posted April 10, 2014 BoatUS for me. Good rates and a USAWS partner company. Link to comment Share on other sites More sharing options...
Baller Craig Posted April 10, 2014 Baller Share Posted April 10, 2014 Ski Safe for the 5 years I owned my boat. Never made a claim, but the price was right! State Farm for everything else. State Farm does not seem to know boats very well. Link to comment Share on other sites More sharing options...
Baller eleeski Posted April 10, 2014 Baller Share Posted April 10, 2014 Jim Devito in San Diego with Alcott insurance does mine. Of course he is also in charge of making sure that the boats at Imperial are insured - solves that problem when bringing a boat to a tournament (I am especially happy to support college tournaments).Jim's son is an open rated tricker and a great overall skier. Jim is a great guy and a major part of Imperial Lakes. Eric Link to comment Share on other sites More sharing options...
Baller GOODESkier Posted April 10, 2014 Baller Share Posted April 10, 2014 All-State. They do a great job of bundling our house, cars, snowmobiles, motorcycles, trailers and boat. ALTHOUGH, it is good to call around now and again and put some pressure to keep the costs low....... Link to comment Share on other sites More sharing options...
Baller Commuterfisher Posted April 10, 2014 Baller Share Posted April 10, 2014 Boat US does both of my boats. Fishing and waterski boats. Link to comment Share on other sites More sharing options...
Chuck_Dickey Posted April 10, 2014 Share Posted April 10, 2014 Allstate has all my stuff covered, great service at reasonable prices. $500k required by most tournament lakes in CA. Link to comment Share on other sites More sharing options...
yardsale Posted April 10, 2014 Share Posted April 10, 2014 Chubb. $275 year and $2m liability. Link to comment Share on other sites More sharing options...
Baller LeonL Posted April 10, 2014 Baller Share Posted April 10, 2014 Ski Safe for several years. Got a quote from Global when they first affiliated with USAWS and were considerably higher than Ski Safe. Stayed with Ski Safe. Link to comment Share on other sites More sharing options...
Baller Skoot1123 Posted April 10, 2014 Baller Share Posted April 10, 2014 Progressive right now. Pay just under $400 for $35k in coverage. Doesn't seem out of line with what is being posted. I used to have State Farm - had been with them for over ten years and they wouldn't budge when I asked what they could do with their rates....I dropped them immediately - they just weren't competitive. Each case will be a little different depending on area and market conditions. Link to comment Share on other sites More sharing options...
Baller Chris Rossi Posted April 10, 2014 Baller Share Posted April 10, 2014 Global Marine is my choice! Jim and the crew there are skiers who take care of skiers. Link to comment Share on other sites More sharing options...
Baller Chef23 Posted April 10, 2014 Baller Share Posted April 10, 2014 I am with Global but my wife pays the bills so I don't know how much it costs. I have a 2002 Malibu though so it probably wouldn't be relevant anyway. Link to comment Share on other sites More sharing options...
Baller Garn Posted April 10, 2014 Baller Share Posted April 10, 2014 Allstate Link to comment Share on other sites More sharing options...
Baller_ Jody_Seal Posted April 10, 2014 Baller_ Share Posted April 10, 2014 Ski Safe! Link to comment Share on other sites More sharing options...
Baller BobF Posted April 10, 2014 Baller Share Posted April 10, 2014 National Marine Underwriters Link to comment Share on other sites More sharing options...
Baller PatM Posted April 10, 2014 Baller Share Posted April 10, 2014 Ski Safe. I had a 2005 Tige burn in a storage barn fire. I was all a panic until the rep from Ski Safe said 'Pat your all covered.. go shopping'. No hassles, got full value insured for plus trailer. Can't tell you what a relief that was. They will have my business for years to come. Link to comment Share on other sites More sharing options...
Baller sunperch Posted April 10, 2014 Baller Share Posted April 10, 2014 State Farm - also has our vehicles, camper, homeowners. We did have to file a claim last fall, our boat shed was broken into. We had some damage to the boat, ski equipment stolen, and boat equipment (battery, drain plug) stolen. They paid for the estimates on the damages and replacement value for all of the ski and boat equipment that was stolen. We had $$ in pocket within weeks. Several other boat owners in the shed were not a lucky, their policies did not cover any ski equipment or replacement cost. Link to comment Share on other sites More sharing options...
Baller XR6Hurricane Posted April 13, 2014 Baller Share Posted April 13, 2014 American Family. A+ superior with very competitive rates. They have all of my stuff. Link to comment Share on other sites More sharing options...
Baller RazorRoss3 Posted April 14, 2014 Author Baller Share Posted April 14, 2014 Went with boatUS, coverage I want with an attractive price tag. Thanks to everyone to commented, now I get to go out and use the thing! Link to comment Share on other sites More sharing options...
giddyup Posted April 14, 2014 Share Posted April 14, 2014 who is everyone using in CANADA there seams to be several people offering insurance anyone with some experience Link to comment Share on other sites More sharing options...
Baller gregy Posted April 15, 2014 Baller Share Posted April 15, 2014 Global marine saved me quite a lot vs progressive. Can't remember exactly but it in the hundreds. Link to comment Share on other sites More sharing options...
TylerR Posted April 15, 2014 Share Posted April 15, 2014 Travelers, bundled with my home and car Link to comment Share on other sites More sharing options...
Baller Bdecker Posted April 23, 2014 Baller Share Posted April 23, 2014 Global Marine is my choice for both my personal and our club boat- they were the only ones I could get to $1M. Most umbrella policies have questionable language with respect to slalom course use, which is why I went with the max limits. It is about $400/ year each for an 11 BU and 05 197. Link to comment Share on other sites More sharing options...
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